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Evaluating Vehicle Speed
From Skid Marks
Many of you know that you can pick up the
phone and call us with questions (no charge, by the way . . .) that come up
in the process of understanding what happened in your accident claim.
Perhaps one of the most often-asked questions is: "If I know the length of a
skid mark, can I determine the speed of a vehicle?" The answer to this
question is a very qualified "yes", meaning it can be done, but you need to
know a lot more about the accident than just the length of the skid.
The formula used for determining the speed of
a vehicle (in mph) at the moment skidding begins is
Vi2
= Ve2 + 30fd
where Vi = initial
velocity Ve = ending velocity
f = drag factor
d = skid distance
Notice that there are two variables in the
equation that must also be known before initial speed can be determined --
the ending velocity and the drag factor. While ending velocity can sometimes
be obvious (if the vehicle skids to a stop, then the ending velocity is
zero), if it is other than zero, it must first be understood before initial
velocity can be calculated. Then there's the drag factor -- simply put, it
is the resistance that the roadway exerts in slowing down a vehicle.
Drag factor is where many adjusters (and
investigating officers) get fouled up. This is because the drag factor for a
specific vehicle in a specific accident can't just be plucked from a table
of values and inserted in the equation. Although this will work in some
cases, often the tabular value must be adjusted based on other variables,
such as wheel disablement, front/rear vehicle weight distribution,
anti-locking braking, braking efficiency, and roadway grade.
Initial velocity is commonly miscalculated by
investigating officers at the scene who measure a set of pre-impact tire
marks, then estimate velocity by using the "30fd" part of the equation above
and adding the result to an estimated impact speed.
Case in Point: An Insured vehicle impacted a
Claimant vehicle, that was turning left in an intersection, and left 30 feet
of pre-impact skid marks on the roadway. Based on the amount of damage on
the Claimant vehicle, investigating officers estimated the impact speed at
between 20 - 25 mph. They then used the "30fd" part of the equation above,
came up with a "speed loss" of 26 mph, and added it to the estimated impact
speed. (See illustration above.) The Insured was cited for traveling at 46 -
51 mph in a 35 zone, and was deemed responsible for the accident.
When we were asked to look at this case, we
advised the adjuster of the error (actual speed loss from skid was 11 mph), noting that the correct speed calculation
in this case should have been 33 - 36 mph, right in line with the speed
limit. In this case the "big difference" translated into BIG SAVINGS! (Don't ya just love happy endings . . . .)
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